Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well-known credit scoring system, used by

What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had